This website is owned and operated by Inovius, Inc. and is collectively referred to as “Inovius” or the "Company."

Legal Disclaimer

The Interactive Enrollment Comparison (IEC) Tool has been designed to help compare potential out-of-pocket expenses for your different health plan options in an interactive format. The IEC may not provide exact calculations for a specific situation. A variety of assumptions and estimates have been used in the IEC calculations that may not accurately reflect your exact situation. Assumptions include, In-network provider utilization and calculating total cost of Medical & Rx Expenses in this descending order: Office Visits, Lab & X-ray, Inpatient, Outpatient, Emergency Room, Generic Rx and Brand Rx Prescriptions last. There are many other factors that should be considered before you make a decision regarding your health plan selection.

Certain health plan specific benefits may not be able to be included when entering new health plans, or used in the Out-of-Pocket Expenses calculation. Typical, Considerable and Catastrophic Claim Scenarios are based on pre loaded average cost and frequencies and are for illustrative purposes only. The Custom Claim Scenario allows you to input specific cost and frequency information. Actual out-of-pocket expenses may vary, depending on your insurance coverage. For detailed information on specific health plan benefit coverage and payments, it is important to review more detailed information that can be found in your health plans benefit booklet, evidence of coverage (EOC) contract, or your health insurance plan document.

While the IEC is intended to provide information you might consider while comparing health plans, many other factors should also influence your decision in selecting a health plan. Inovius makes no representations or warranties regarding the accuracy of the results of the IEC as they might apply to any calculations, including a Custom Claim Scenario. Inovius accepts no responsibility for your use or reliance upon the information provided by the IEC.

The materials and information contained within this website are provided for your personal, educational, and informational use and convenience only.

Your access to and use of this site does not grant you any right to use any servicemarks, trademarks, logos, trade dress, or other marks. These items are and will remain the property of their respective owners. Other names referred to in this site are the trademarks and servicemarks of their respective owners.

The content of this site, including text, graphics, images, and other materials are protected under copyright under both United States and foreign laws. Unauthorized use of the materials and information contained at this site, or use that is not expressly set forth by Inovius, Inc. (Inovius) may violate copyright, trademark, or other laws or regulations.

This site contains links to other web sites. These links and sites are not and will not be under the control of Inovius. The inclusion of any link does not imply endorsement by Inovius of that site. It is up to you to take precautions to ensure that whatever you select for your use is free of viruses, worms, trojan horses or any other destructive items.

Inovius is not responsible for the materials, products, services, or privacy policy of linked third-party sites and does not make any representations regarding the materials, usefulness, quality or accuracy of materials, products, or services of such third-party websites. If you decide to access any available, linked third-party web sites, you do so at your own risk. We can not assure your privacy on those sites and strongly recommend that you read the privacy policy on any linked web site before using it.

Users of this website agree, at the users expense, to hold Inovius harmless, and to defend and indemnify Inovius against any and all loss or liability for any and all claims, causes of actions, suits, proceedings, losses, damages, demands, fees, expenses, fines, penalties, and costs arising from any claims, actions or proceedings brought against Inovius by any third party arising out of or related to use of this site and the information available on this site.

Inovius strives to protect and maintain control of this website, within the constraints of current internet technology. However, even with today's secure technology, it is possible that third parties may obtain unauthorized access to this website. Users of this website agree to use this website and submit information to the website with no guarantee with respect to the security outside of the control of Inovius.

iPad Giveaway Terms:
In order to qualify for the iPad drawing one must register for the IEC Builder. After registering, each IEC Tool purchase will enter the user in the drawing. The more tools purchased, the higher chances one has to win. The iPad drawing will take place after every 500 IEC Tools are purchased. The iPad giveaway is valid from June 14th, 2012 until December 31st, 2012.

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